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Small Business Auto Coverages

No matter the size of your business, National General Insurance can cover your commercial auto insurance needs. We have a history of offering excellent coverage for companies of all scopes and backgrounds: from startups, sole proprietors and small businesses to large companies, long established corporations and partnerships. National General Insurance has the state-mandated coverages you need along with a host of added discounts, special services, and features designed exclusively for insuring your business.

What Small Business Vehicles Do We Cover?

  • Commercial Trucks such as flatbeds, stake-body trucks, refrigerated trucks, box trucks and dump trucks
  • Light-duty to medium-duty pickups, vans, SUVs
  • Personal autos for business use
  • Commercial fleets
  • And more

Rest assured that we cover most customized and permanently attached equipment.

What Does Our Commercial Auto Insurance Include?

National General Small Busines Coverage offers the basics like:

  • Liability – In case of an accident, this will protect your assets if you are legally responsible for an injury or property damage.
  • Medical Payments – This will cover medical costs or funeral expenses resulting from injuries sustained in an accident with your commercial vehicle.
  • Personal Injury Protection – This pays for medical care, lost wages and replacement services for the injured party, regardless of who is at fault in an accident.
  • Collision – In a collision with another vehicle or object, this will cover the damages to your commercial vehicle.
  • Comprehensive – This covers your commercial vehicle in an event such as a theft, fire, flood or hailstorm where something other than a collision damages your vehicle.
  • Uninsured and Underinsured Motorist Coverage – If your automobile is in an accident with an uninsured, an underinsured, or a hit-and-run driver, this will protect your assets.

FAQs
Got questions about the insurance claims process? Check out our claims FAQs section, or call 1-855-282-2807
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Why Choose National General Auto Insurance?
There are a lot of small business auto insurance companies out there. Learn what puts National General above the rest.
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But Here's Where National General Insurance Sets Itself Above the Rest:

  • Our Insurance Endorsements: Looking for added value on your insurance policy? Customize your auto insurance with any of the following endorsements:
    • Business Auto Broadened: As a small business owner, we understand that you may dabble in other business ventures, as well. Our business auto broadened coverage provides peace of mind protection when your vehicle is in use for your primary business venture.
    • Drive Other Car: A Drive Other Car endorsement is similar to an individual auto policy. It extends the coverages you’ve purchased for your commercial vehicle to a car you use for personal coverage – we’re talking vehicles you may borrow, rent or test drive – just to name a few.
    • Rental Reimbursement: If an accident leaves your business vehicle in need of repair, National General will cover the cost of a rental vehicle. You simply pay up front, and we will send you a check!
    • Roadside Assistance: Things happen, and when they do, we’ll be there. From flat tire repair, battery jump starts and locksmith services to towing and emergency replacement of fuel and other fluids, we provide peace of mind protection no matter where your business takes you.
    For those with additional transportation needs, we also offer State and Federal filings, MCS-90, Cargo Coverage and many more. Lastly, be sure to ask about our other special endorsements, such as our Tool Coverage and Pet Coverage. You won’t regret it!
  • Our Services: These are genuinely great services designed to get you back on the road as quickly as possible after a breakdown or accident. For example, if your commercial vehicle is stolen, we offer up to $500 for information leading to the conviction of the person(s) who stole your vehicle.

Commercial Vehicle types covered by National General Insurance include:

Click on vehicle below and view type here.
trailer icon
Trailers
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Dump Trucks
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Passenger Auto
pickup truck icon
Pick-Ups
boom truck icon
Boom Trucks
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Sports Utility Vehicles (SUV)
straight truck icon
Straight Trucks
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Vans
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Refrigerated Trucks
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Step Vans
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Flatbeds