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Frequently Asked Questions about Small Business Auto Insurance

Take a look at our FAQ section below for more information about commercial vehicle coverages, discounts, special endorsements and more.

Don't see what you're looking for in this list? Give us a call at 1-855-282-2807. One of our Customer Care Specialists is ready to help.

Call us at 1-855-282-2807 and one of our Small Business Auto Agents will be happy to walk you through the process. It’s fast, it’s easy and there’s no obligation.

  • Risk - Even a small accident in a company car – or an employee in a personal car on company business – potentially puts your business assets at risk in case of lawsuit. That means you need the appropriate coverage limits to protect your company’s bank account, not just your own.
  • Type of Vehicle - You may own your vehicle, but your company cars may be leased or financed. That means different requirements for auto insurance coverage mandated by your bank, financing company or leaseholder.
  • Savings - Insuring more than one car with National General Insurance means multi-vehicle discounts. Insuring half a dozen cars – or more – on the same policy can mean tremendous savings.

To learn more, give us a call at 1-855-282-2807.

National General Insurance offers specialty auto and commercial vehicle insurance to a wide range of sole proprietorships, partnerships, small businesses, corporations, and those in agriculture and the trades. In other words – if you have trucks, vans and cars you depend on for your livelihood – with only a few exceptions – we probably have your business and your vehicles covered.

To learn more, give us a call at 1-855-282-2807.

National General Insurance underwrites commercial vehicles in a growing number of states. Today, we can offer exceptional coverages at affordable rates in the following states:

  • Alabama
  • Arizona
  • California
  • Florida
  • Illinois
  • New Jersey
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • Washington
  • Passenger autos
  • Pickups
  • Sports Utility Vehicles (SUVs)
  • Vans
  • Step Vans
  • Flatbed Trucks
  • Catering trucks
  • Stake body trucks
  • Car carriers
  • Dump trucks
  • Boom trucks
  • Straight trucks
  • Box trucks
  • Refrigerated trucks
  • Trailers

Don’t see your vehicle listed here? Not to worry. To learn more, give us a call at 1-855-282-2807.

At National General Insurance, we offer a number of discounts to our commercial vehicle insurance customers. You can enjoy:

  • Package discounts for those businesses with other commercial policies
  • Telematics
  • Paperless
  • Autopay
  • Trade associations (ex: Better Business Bureau)
  • Other NatGen policies (Homeowners, Motorcycle, RV)

Want to know more about what discounts are available to your company? Give us a call at 1-855-282-2807.


Coverages
National General Insurance provides small business auto coverages for a wide variety of personal and commercial vehicles.
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Why National General?
There are a lot of small business auto insurance companies out there. Learn what puts National General above the rest.
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Eligibility, benefits, discounts and coverages may vary.

Underwritten by these member companies of the National General Insurance Group, Winston-Salem, NC: Integon Specialty Ins. Co., Integon Indemnity Corp., Integon General Ins. Co., New South Ins. Co., Integon Preferred Ins. Co., Integon National Ins. Co. and Integon Casualty Ins. Co., National General Ins. Co., National General Assur. Co., MIC General Ins. Corp. and GMAC Ins. Co. Online, Inc. Coverage not available in HI and MA. Coverage in NJ provided by High Point Property and Casualty Ins. Co. which is not affiliated with NGIC Ins. Some features may not be available.

Underwritten by National General Ins. Co. in TX and National General Assur. Co. in WA. Coverage purchased through agencies is underwritten in TX by Home State County Mutual Ins. Co., administered by Integon National Ins. Co.; and in WA by Integon Indemnity Corp., Integon Preferred Ins. Co., and New South Ins. Co.